Mortgage, Loan and Refinance Information

A comprehensive set of links for the loan, mortgage or refinance shopper.


Mortgages, Refinancing and Borrowing Money

Mortgage Glossary
Glossary of Mortgage Terms.
Mortgages: How they Work
How Mortgages work: Understanding the key elements.
Mortgage Basics FAQ
NOLO's Frequently Asked Questions about Mortgages.
Consumer Handbook on Adjustable Rate Mortgages
Handbook provided by the US Federal Reserve Corporation (PDF format).
Mortgages and Foreclosures Basics
Independent info from USA Today.
How do Credit Scores Work?
Credit scores (FICO) and how they are calculated.
Free Credit Reports
How to find out your credit ratings and get credit reports. Credit reports are now (or will soon be) available for free depending on which state you live in. All states will be eligible for free credit reports as of Sept. 1, 2005.
Credit Reports
UK Credit Reports
Debt Recovery
UK Debt Recovery
Reverse Mortgages
Independent information about Reverse Mortgages, a special type of loan used by older (senior) home owners to convert the equity in their homes into cash.
Mortgage Indexes
Keep track of the mortgage indexes to know where the rates are.

Loan Providers and Mortgage Lenders

Mortgage 101
Search rates, answers to your borrowing questions.
eLoan.com
Reputable lending provider. Online quotes.
Ameriquest Mortgage Company
Another reputable lending provider. Online quotes.
Home Equity Loans
Refinance your mortgage at today's low rates. GMAC is one of the largest mortgage lenders in the US. Apply for a mortgage, compare loan programs and rates, refinance your current mortgage, and consider a home equity loan or line of credit.
ING Direct
Worldwide bank providing mortgages. Good source for Adjustable Rate Mortgages (ARMs).
Bankrate.com
Great source for finding current loan rates.
Fannie Mae Home Page
Fannie Mae's corporate Web site. Since 1968, Fannie Mae has helped more than 55 million families achieve the American Dream of homeownership.
USA Lenders
State by state guide to lenders in the USA.
Mark Richer, Clarion Mortgage Capital
Serving Colorado, California, Hawaii, Kansas, Missouri, Montana, Nebraska, Nevada, New Mexico, Washington, and Wyoming.
Reverse Mortgages
Reverse mortgages through Wells Fargo Bank.

Loan Calculators

Bloomberg.com Calculator
Determines your mortgage loan amount and monthly payments.
Bankrate.com
Determine monthly payment and amortization.
How Much Can I Afford?
Determine how much house you can afford based on your income, debt, cash in hand, etc.
Calculate Loan Duration
How much must my payments be in order to pay off a loan in X amount of years.
Determine Pre-payment Amount
This form allows you to see how prepaying your mortgage reduces the length of your mortgage.
Mortgage Calculator Widget
A Mac OS X widget for calculating mortgage payments. Figure out how much you will need to save each month, and where it goes every month. Demo version is free but Full version saves multiple sets of data and gives detailed results.